Cyber crime has now become very common, and it’s so mandatory to know how to ‘protect ourselves from falling in the trap’.
We can protect ourselves from cyber crime, by learning about cyber security.
What is cyber security ?
In simple words, cyber security means the techniques, of protecting computers, network and data from unauthorized people. In short, it’s your safety net from the scammers online.
How can you be trapped?
You might get an anonymous text, email or even call raising concern about your bank details. It’s also possible that the person identifies himself. All the more reason to be aware.
This person might misguide you and will, falsely alarm you of some suspicious activity on your account. And, once you panic he will take advantage of the situation.
It’s now when he , would ask you for your ‘secret’ pin. If you fall in the trap, and share the pin, then it’s end game for you, as he has access to all your money. As per RBI, 12 K cases related to ATM credit and debit cards were reported, by banks in 2015-2016. Also, there have been around 49K cyber security incidents in 2015.
Be Aware
- Bank people, will not call, email or text you for the ‘pin’.
- If you are being harassed by a call, please report to the bank as soon as possible.
Protect yourself & others
- Don’t ever respond to calls/ texts/ mails that raise a rd flag to you.
- Don’t share your passwords online, with anyone.
- When you shop online, make it a point to use secured internet. Public Wi-Fi, or internet can lead to trouble.
- Register your mobile number for alerts, and inquire for every transaction made.
- Keep a strong password and not a simple one like a pet name or birthday.
- Make sure you log-out completely once your session is completed.
Disclaimer: This post is for Educational purpose.
Sad need for a post like this, but we can’t be warned enough. It’s world-wide. Here in S.Africa we are being hammered by cyber-criminals. Thanks for your advice. Do you have a thankful post you can link to this Thankful Thursday Link Party?
It was a good read and such things have become so common nowadays…would love to read more on such topics from you (cyber bully, how to protect children from using social media accounts etc )
It is so easy to fall prey to cyber crime. But, I have seen people are also very negligent. A very common thing I have seen is people at ATMs, do not wait till their transaction is over to leave the terminal. The leave once the insurance and personal loan ads are displayed. Always, complete transaction before leaving the terminal.
Another issue I have seen is when scanning copies, printouts at public places, people do not get the documents deleted. If it is an important document, it is easy to be misused. Being vigilant always will help.
Falling prey of fraudulent calls and messages is so rampant, I know a lady who got trapped in such vicious circle of fraudsters. Very crucial and informative post.
These are very important rules indeed.Some time back a friend fell for a fake call.Some loss but overall his quick reaction made the problem get solved quickly.
Aajkal ye bahut ho gaya hai, iske liye hum kisi ko blame nahi kar sakty khud ko hi smart enough banana hoga
Thanks for all ur tips n advice, hume khud jagruk hona hai
These are some useful tips and we should keep them in mind always since plastic money is being used so often today.
I have heard this topic becoming quite hot. With most of the data of people available online, it is utmost critical to protect. This articke sure does give a brief insight. Hope to learn more and stay protected.
Speaking sadly from experience, we all tend to think we won’t fall for such scams until it happens to us. Important to be aware
This is a topic which is becoming more and more important daily. Thanks for bringing it up. Loved the post.
Cyber crime is on the rise and the article comes at the right time. Perfect suggestions to not share passwords or do not answer suspicious calls and give away your pins on the phone.
Totally agree we need to be Extra cautious while dealing with online money transaction. A small ignorance can lead us to trap. Thanks for sharing so many valuable tips.
These are some great tips against cyber cheating. It is better to be careful than sorry.
Cyber crime is certainly on a rise and i am certainly surprised how we indians don’t consider this seriously this has affected many lives, thanks for sharing some amazing tips. We need to be extra cautious while sharing our identity our details and handling money!!!!
Good information that’s so relevant today